Closing

What happens at the closing?

The closing will be preformed by a third party, usually a closing representative from the title company. The objective is to complete the transfer of ownership of the property per the terms and conditions in the purchase agreement. All necessary documents will be reviewed, signed, exchanged and filed.

What do you need to bring to your closing?

• Certified or cashier's check payable to you for the amount due at closing
• Photo identification (for notary purposes)
• Social Security Number(s)
• Addresses for the past ten years
• Conditions and any special documentation as required by your lender
• Insurance binder and one year paid receipt

What will happen at your closing?

• Closer will collect conditions or documentation not previously provided to your lender
• Final settlement statement will be reviewed and signed
• Closing documents will be reviewed, signed and notarized
• Owner's title insurance can be purchased
• Information on homesteading your property is provided
• Funds are collected and disbursed
• Keys, garage door opener(s) and other property information is exchanged